LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,013
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$83,533
−HK$2,560/mo
Today · 4.125%
HK$86,093
baseline
▲ 0.50% · 4.625%
HK$91,332
+HK$5,239/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,186/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,126
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,544
−HK$2,452/mo
Today · 4.125%
HK$94,996
baseline
▲ 0.50% · 4.625%
HK$100,003
+HK$5,007/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,992/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,216
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$100,240
−HK$3,072/mo
Today · 4.125%
HK$103,312
baseline
▲ 0.50% · 4.625%
HK$109,598
+HK$6,286/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$206,624/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,152
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$111,052
−HK$2,943/mo
Today · 4.125%
HK$113,995
baseline
▲ 0.50% · 4.625%
HK$120,004
+HK$6,009/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$227,990/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,419
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$116,946
−HK$3,585/mo
Today · 4.125%
HK$120,531
baseline
▲ 0.50% · 4.625%
HK$127,865
+HK$7,334/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$241,062/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,177
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$129,561
−HK$3,433/mo
Today · 4.125%
HK$132,994
baseline
▲ 0.50% · 4.625%
HK$140,004
+HK$7,010/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$265,988/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,824
−HK$9,144/mo
▼ 0.25% · 3.875%
HK$150,360
−HK$4,608/mo
Today · 4.125%
HK$154,968
baseline
▲ 0.50% · 4.625%
HK$164,398
+HK$9,430/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$309,936/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,946 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,228
−HK$8,764/mo
▼ 0.25% · 3.875%
HK$166,578
−HK$4,414/mo
Today · 4.125%
HK$170,992
baseline
▲ 0.50% · 4.625%
HK$180,005
+HK$9,013/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$341,984/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,946 · Scale 2, in force from 26 Feb 2026)