LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,014
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$83,534
−HK$2,560/mo
Today · 4.125%
HK$86,094
baseline
▲ 0.50% · 4.625%
HK$91,333
+HK$5,239/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,188/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,127
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,545
−HK$2,452/mo
Today · 4.125%
HK$94,997
baseline
▲ 0.50% · 4.625%
HK$100,004
+HK$5,007/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,994/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,509,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,217
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$100,241
−HK$3,072/mo
Today · 4.125%
HK$103,313
baseline
▲ 0.50% · 4.625%
HK$109,600
+HK$6,287/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$206,626/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,153
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$111,054
−HK$2,942/mo
Today · 4.125%
HK$113,996
baseline
▲ 0.50% · 4.625%
HK$120,005
+HK$6,009/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$227,992/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,509,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,420
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$116,948
−HK$3,584/mo
Today · 4.125%
HK$120,532
baseline
▲ 0.50% · 4.625%
HK$127,866
+HK$7,334/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$241,064/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,178
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$129,562
−HK$3,433/mo
Today · 4.125%
HK$132,995
baseline
▲ 0.50% · 4.625%
HK$140,006
+HK$7,011/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$265,990/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,509,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,825
−HK$9,145/mo
▼ 0.25% · 3.875%
HK$150,361
−HK$4,609/mo
Today · 4.125%
HK$154,970
baseline
▲ 0.50% · 4.625%
HK$164,400
+HK$9,430/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$309,940/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,229
−HK$8,765/mo
▼ 0.25% · 3.875%
HK$166,580
−HK$4,414/mo
Today · 4.125%
HK$170,994
baseline
▲ 0.50% · 4.625%
HK$180,007
+HK$9,013/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$341,988/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,509,963 · Scale 2, in force from 26 Feb 2026)