LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,016
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,536
−HK$2,561/mo
Today · 4.125%
HK$86,097
baseline
▲ 0.50% · 4.625%
HK$91,336
+HK$5,239/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$172,194/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,510,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,130
−HK$4,869/mo
▼ 0.25% · 3.875%
HK$92,547
−HK$2,452/mo
Today · 4.125%
HK$94,999
baseline
▲ 0.50% · 4.625%
HK$100,007
+HK$5,008/mo
Deposit HK$17.76M · loan HK$17.76M · min. income ≈ HK$189,998/mo (50% DSR)
Upfront cash ≈ HK$19.27M (deposit + AVD stamp duty HK$1,510,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,220
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$100,244
−HK$3,072/mo
Today · 4.125%
HK$103,316
baseline
▲ 0.50% · 4.625%
HK$109,603
+HK$6,287/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$206,632/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,510,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,156
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$111,056
−HK$2,943/mo
Today · 4.125%
HK$113,999
baseline
▲ 0.50% · 4.625%
HK$120,008
+HK$6,009/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$227,998/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,510,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,423
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$116,951
−HK$3,584/mo
Today · 4.125%
HK$120,535
baseline
▲ 0.50% · 4.625%
HK$127,870
+HK$7,335/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$241,070/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,182
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$129,566
−HK$3,433/mo
Today · 4.125%
HK$132,999
baseline
▲ 0.50% · 4.625%
HK$140,009
+HK$7,010/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$265,998/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,829
−HK$9,145/mo
▼ 0.25% · 3.875%
HK$150,365
−HK$4,609/mo
Today · 4.125%
HK$154,974
baseline
▲ 0.50% · 4.625%
HK$164,404
+HK$9,430/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$309,948/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,234
−HK$8,765/mo
▼ 0.25% · 3.875%
HK$166,585
−HK$4,414/mo
Today · 4.125%
HK$170,999
baseline
▲ 0.50% · 4.625%
HK$180,012
+HK$9,013/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$341,998/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,003 · Scale 2, in force from 26 Feb 2026)