LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,018
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$83,538
−HK$2,560/mo
Today · 4.125%
HK$86,098
baseline
▲ 0.50% · 4.625%
HK$91,337
+HK$5,239/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,196/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,131
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,549
−HK$2,452/mo
Today · 4.125%
HK$95,001
baseline
▲ 0.50% · 4.625%
HK$100,009
+HK$5,008/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,002/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,221
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$100,245
−HK$3,073/mo
Today · 4.125%
HK$103,318
baseline
▲ 0.50% · 4.625%
HK$109,605
+HK$6,287/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$206,636/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,510,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,158
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$111,059
−HK$2,942/mo
Today · 4.125%
HK$114,001
baseline
▲ 0.50% · 4.625%
HK$120,010
+HK$6,009/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$228,002/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,510,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,425
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$116,953
−HK$3,585/mo
Today · 4.125%
HK$120,538
baseline
▲ 0.50% · 4.625%
HK$127,872
+HK$7,334/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$241,076/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,184
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$129,568
−HK$3,433/mo
Today · 4.125%
HK$133,001
baseline
▲ 0.50% · 4.625%
HK$140,012
+HK$7,011/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$266,002/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,832
−HK$9,145/mo
▼ 0.25% · 3.875%
HK$150,368
−HK$4,609/mo
Today · 4.125%
HK$154,977
baseline
▲ 0.50% · 4.625%
HK$164,407
+HK$9,430/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$309,954/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,237
−HK$8,765/mo
▼ 0.25% · 3.875%
HK$166,588
−HK$4,414/mo
Today · 4.125%
HK$171,002
baseline
▲ 0.50% · 4.625%
HK$180,016
+HK$9,014/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$342,004/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,031 · Scale 2, in force from 26 Feb 2026)