LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,020
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,540
−HK$2,561/mo
Today · 4.125%
HK$86,101
baseline
▲ 0.50% · 4.625%
HK$91,340
+HK$5,239/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,202/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,134
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,551
−HK$2,453/mo
Today · 4.125%
HK$95,004
baseline
▲ 0.50% · 4.625%
HK$100,011
+HK$5,007/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,008/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,224
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$100,248
−HK$3,073/mo
Today · 4.125%
HK$103,321
baseline
▲ 0.50% · 4.625%
HK$109,608
+HK$6,287/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$206,642/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,510,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,161
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$111,062
−HK$2,942/mo
Today · 4.125%
HK$114,004
baseline
▲ 0.50% · 4.625%
HK$120,014
+HK$6,010/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$228,008/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,510,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,428
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$116,956
−HK$3,585/mo
Today · 4.125%
HK$120,541
baseline
▲ 0.50% · 4.625%
HK$127,876
+HK$7,335/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$241,082/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,188
−HK$6,817/mo
▼ 0.25% · 3.875%
HK$129,572
−HK$3,433/mo
Today · 4.125%
HK$133,005
baseline
▲ 0.50% · 4.625%
HK$140,016
+HK$7,011/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$266,010/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,836
−HK$9,145/mo
▼ 0.25% · 3.875%
HK$150,372
−HK$4,609/mo
Today · 4.125%
HK$154,981
baseline
▲ 0.50% · 4.625%
HK$164,412
+HK$9,431/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$309,962/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,241
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$166,592
−HK$4,415/mo
Today · 4.125%
HK$171,007
baseline
▲ 0.50% · 4.625%
HK$180,021
+HK$9,014/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$342,014/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,073 · Scale 2, in force from 26 Feb 2026)