LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,022
−HK$5,080/mo
▼ 0.25% · 3.875%
HK$83,542
−HK$2,560/mo
Today · 4.125%
HK$86,102
baseline
▲ 0.50% · 4.625%
HK$91,342
+HK$5,240/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,204/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,136
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,553
−HK$2,453/mo
Today · 4.125%
HK$95,006
baseline
▲ 0.50% · 4.625%
HK$100,013
+HK$5,007/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,012/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,226
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$100,250
−HK$3,073/mo
Today · 4.125%
HK$103,323
baseline
▲ 0.50% · 4.625%
HK$109,610
+HK$6,287/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$206,646/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,510,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,163
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$111,064
−HK$2,943/mo
Today · 4.125%
HK$114,007
baseline
▲ 0.50% · 4.625%
HK$120,016
+HK$6,009/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$228,014/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,510,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,430
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$116,959
−HK$3,584/mo
Today · 4.125%
HK$120,543
baseline
▲ 0.50% · 4.625%
HK$127,878
+HK$7,335/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$241,086/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,190
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$129,574
−HK$3,434/mo
Today · 4.125%
HK$133,008
baseline
▲ 0.50% · 4.625%
HK$140,019
+HK$7,011/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$266,016/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,839
−HK$9,145/mo
▼ 0.25% · 3.875%
HK$150,375
−HK$4,609/mo
Today · 4.125%
HK$154,984
baseline
▲ 0.50% · 4.625%
HK$164,415
+HK$9,431/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$309,968/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,244
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$166,596
−HK$4,414/mo
Today · 4.125%
HK$171,010
baseline
▲ 0.50% · 4.625%
HK$180,024
+HK$9,014/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$342,020/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,103 · Scale 2, in force from 26 Feb 2026)