LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,027
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,548
−HK$2,560/mo
Today · 4.125%
HK$86,108
baseline
▲ 0.50% · 4.625%
HK$91,348
+HK$5,240/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,216/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,142
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,560
−HK$2,452/mo
Today · 4.125%
HK$95,012
baseline
▲ 0.50% · 4.625%
HK$100,020
+HK$5,008/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,024/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,233
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$100,257
−HK$3,073/mo
Today · 4.125%
HK$103,330
baseline
▲ 0.50% · 4.625%
HK$109,617
+HK$6,287/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$206,660/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,510,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,170
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$111,072
−HK$2,943/mo
Today · 4.125%
HK$114,015
baseline
▲ 0.50% · 4.625%
HK$120,024
+HK$6,009/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$228,030/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,510,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,438
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$116,967
−HK$3,585/mo
Today · 4.125%
HK$120,552
baseline
▲ 0.50% · 4.625%
HK$127,887
+HK$7,335/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$241,104/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,199
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$129,583
−HK$3,434/mo
Today · 4.125%
HK$133,017
baseline
▲ 0.50% · 4.625%
HK$140,028
+HK$7,011/mo
Deposit HK$10.66M · loan HK$24.87M · min. income ≈ HK$266,034/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,849
−HK$9,146/mo
▼ 0.25% · 3.875%
HK$150,386
−HK$4,609/mo
Today · 4.125%
HK$154,995
baseline
▲ 0.50% · 4.625%
HK$164,426
+HK$9,431/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$309,990/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,256
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$166,607
−HK$4,415/mo
Today · 4.125%
HK$171,022
baseline
▲ 0.50% · 4.625%
HK$180,037
+HK$9,015/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$342,044/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,207 · Scale 2, in force from 26 Feb 2026)