LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,031
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$83,552
−HK$2,561/mo
Today · 4.125%
HK$86,113
baseline
▲ 0.50% · 4.625%
HK$91,353
+HK$5,240/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,226/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,147
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,564
−HK$2,453/mo
Today · 4.125%
HK$95,017
baseline
▲ 0.50% · 4.625%
HK$100,025
+HK$5,008/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,034/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,238
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$100,262
−HK$3,073/mo
Today · 4.125%
HK$103,335
baseline
▲ 0.50% · 4.625%
HK$109,623
+HK$6,288/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$206,670/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,510,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,176
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$111,077
−HK$2,943/mo
Today · 4.125%
HK$114,020
baseline
▲ 0.50% · 4.625%
HK$120,031
+HK$6,011/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$228,040/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,510,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,444
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$116,973
−HK$3,585/mo
Today · 4.125%
HK$120,558
baseline
▲ 0.50% · 4.625%
HK$127,894
+HK$7,336/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$241,116/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,205
−HK$6,819/mo
▼ 0.25% · 3.875%
HK$129,590
−HK$3,434/mo
Today · 4.125%
HK$133,024
baseline
▲ 0.50% · 4.625%
HK$140,036
+HK$7,012/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$266,048/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,857
−HK$9,146/mo
▼ 0.25% · 3.875%
HK$150,394
−HK$4,609/mo
Today · 4.125%
HK$155,003
baseline
▲ 0.50% · 4.625%
HK$164,435
+HK$9,432/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$310,006/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,264
−HK$8,767/mo
▼ 0.25% · 3.875%
HK$166,616
−HK$4,415/mo
Today · 4.125%
HK$171,031
baseline
▲ 0.50% · 4.625%
HK$180,046
+HK$9,015/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$342,062/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,285 · Scale 2, in force from 26 Feb 2026)