LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,032
−HK$5,081/mo
▼ 0.25% · 3.875%
HK$83,552
−HK$2,561/mo
Today · 4.125%
HK$86,113
baseline
▲ 0.50% · 4.625%
HK$91,353
+HK$5,240/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,226/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,147
−HK$4,870/mo
▼ 0.25% · 3.875%
HK$92,565
−HK$2,452/mo
Today · 4.125%
HK$95,017
baseline
▲ 0.50% · 4.625%
HK$100,026
+HK$5,009/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,034/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,238
−HK$6,098/mo
▼ 0.25% · 3.875%
HK$100,263
−HK$3,073/mo
Today · 4.125%
HK$103,336
baseline
▲ 0.50% · 4.625%
HK$109,624
+HK$6,288/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$206,672/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,510,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,176
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$111,078
−HK$2,943/mo
Today · 4.125%
HK$114,021
baseline
▲ 0.50% · 4.625%
HK$120,031
+HK$6,010/mo
Deposit HK$14.21M · loan HK$21.32M · min. income ≈ HK$228,042/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,510,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,444
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$116,973
−HK$3,585/mo
Today · 4.125%
HK$120,558
baseline
▲ 0.50% · 4.625%
HK$127,894
+HK$7,336/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$241,116/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,206
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$129,591
−HK$3,433/mo
Today · 4.125%
HK$133,024
baseline
▲ 0.50% · 4.625%
HK$140,036
+HK$7,012/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$266,048/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,857
−HK$9,147/mo
▼ 0.25% · 3.875%
HK$150,394
−HK$4,610/mo
Today · 4.125%
HK$155,004
baseline
▲ 0.50% · 4.625%
HK$164,435
+HK$9,431/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$310,008/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,265
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$166,616
−HK$4,415/mo
Today · 4.125%
HK$171,031
baseline
▲ 0.50% · 4.625%
HK$180,047
+HK$9,016/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$342,062/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,291 · Scale 2, in force from 26 Feb 2026)