LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,035
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$83,556
−HK$2,561/mo
Today · 4.125%
HK$86,117
baseline
▲ 0.50% · 4.625%
HK$91,357
+HK$5,240/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,234/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,151
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$92,569
−HK$2,453/mo
Today · 4.125%
HK$95,022
baseline
▲ 0.50% · 4.625%
HK$100,030
+HK$5,008/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,044/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,243
−HK$6,098/mo
▼ 0.25% · 3.875%
HK$100,267
−HK$3,074/mo
Today · 4.125%
HK$103,341
baseline
▲ 0.50% · 4.625%
HK$109,629
+HK$6,288/mo
Deposit HK$14.22M · loan HK$21.32M · min. income ≈ HK$206,682/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,181
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$111,083
−HK$2,943/mo
Today · 4.125%
HK$114,026
baseline
▲ 0.50% · 4.625%
HK$120,037
+HK$6,011/mo
Deposit HK$14.22M · loan HK$21.32M · min. income ≈ HK$228,052/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,450
−HK$7,114/mo
▼ 0.25% · 3.875%
HK$116,979
−HK$3,585/mo
Today · 4.125%
HK$120,564
baseline
▲ 0.50% · 4.625%
HK$127,900
+HK$7,336/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$241,128/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,212
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$129,597
−HK$3,433/mo
Today · 4.125%
HK$133,030
baseline
▲ 0.50% · 4.625%
HK$140,043
+HK$7,013/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$266,060/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,864
−HK$9,147/mo
▼ 0.25% · 3.875%
HK$150,401
−HK$4,610/mo
Today · 4.125%
HK$155,011
baseline
▲ 0.50% · 4.625%
HK$164,443
+HK$9,432/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$310,022/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,272
−HK$8,767/mo
▼ 0.25% · 3.875%
HK$166,624
−HK$4,415/mo
Today · 4.125%
HK$171,039
baseline
▲ 0.50% · 4.625%
HK$180,055
+HK$9,016/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$342,078/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,360 · Scale 2, in force from 26 Feb 2026)