LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,037
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$83,558
−HK$2,561/mo
Today · 4.125%
HK$86,119
baseline
▲ 0.50% · 4.625%
HK$91,359
+HK$5,240/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,238/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,153
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$92,571
−HK$2,453/mo
Today · 4.125%
HK$95,024
baseline
▲ 0.50% · 4.625%
HK$100,033
+HK$5,009/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,048/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,245
−HK$6,098/mo
▼ 0.25% · 3.875%
HK$100,270
−HK$3,073/mo
Today · 4.125%
HK$103,343
baseline
▲ 0.50% · 4.625%
HK$109,631
+HK$6,288/mo
Deposit HK$14.22M · loan HK$21.32M · min. income ≈ HK$206,686/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,184
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$111,085
−HK$2,944/mo
Today · 4.125%
HK$114,029
baseline
▲ 0.50% · 4.625%
HK$120,039
+HK$6,010/mo
Deposit HK$14.22M · loan HK$21.32M · min. income ≈ HK$228,058/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,452
−HK$7,115/mo
▼ 0.25% · 3.875%
HK$116,981
−HK$3,586/mo
Today · 4.125%
HK$120,567
baseline
▲ 0.50% · 4.625%
HK$127,903
+HK$7,336/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$241,134/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,215
−HK$6,818/mo
▼ 0.25% · 3.875%
HK$129,600
−HK$3,433/mo
Today · 4.125%
HK$133,033
baseline
▲ 0.50% · 4.625%
HK$140,046
+HK$7,013/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$266,066/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,867
−HK$9,147/mo
▼ 0.25% · 3.875%
HK$150,405
−HK$4,609/mo
Today · 4.125%
HK$155,014
baseline
▲ 0.50% · 4.625%
HK$164,447
+HK$9,433/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$310,028/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,276
−HK$8,767/mo
▼ 0.25% · 3.875%
HK$166,628
−HK$4,415/mo
Today · 4.125%
HK$171,043
baseline
▲ 0.50% · 4.625%
HK$180,059
+HK$9,016/mo
Deposit HK$3.55M · loan HK$31.98M · min. income ≈ HK$342,086/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,395 · Scale 2, in force from 26 Feb 2026)