LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,044
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$83,565
−HK$2,561/mo
Today · 4.125%
HK$86,126
baseline
▲ 0.50% · 4.625%
HK$91,367
+HK$5,241/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,252/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,161
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$92,579
−HK$2,453/mo
Today · 4.125%
HK$95,032
baseline
▲ 0.50% · 4.625%
HK$100,041
+HK$5,009/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,064/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,253
−HK$6,099/mo
▼ 0.25% · 3.875%
HK$100,278
−HK$3,074/mo
Today · 4.125%
HK$103,352
baseline
▲ 0.50% · 4.625%
HK$109,640
+HK$6,288/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$206,704/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,193
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$111,095
−HK$2,943/mo
Today · 4.125%
HK$114,038
baseline
▲ 0.50% · 4.625%
HK$120,049
+HK$6,011/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$228,076/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,462
−HK$7,115/mo
▼ 0.25% · 3.875%
HK$116,991
−HK$3,586/mo
Today · 4.125%
HK$120,577
baseline
▲ 0.50% · 4.625%
HK$127,914
+HK$7,337/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$241,154/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,225
−HK$6,820/mo
▼ 0.25% · 3.875%
HK$129,611
−HK$3,434/mo
Today · 4.125%
HK$133,045
baseline
▲ 0.50% · 4.625%
HK$140,058
+HK$7,013/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$266,090/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,880
−HK$9,148/mo
▼ 0.25% · 3.875%
HK$150,417
−HK$4,611/mo
Today · 4.125%
HK$155,028
baseline
▲ 0.50% · 4.625%
HK$164,461
+HK$9,433/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$310,056/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,523 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,290
−HK$8,768/mo
▼ 0.25% · 3.875%
HK$166,642
−HK$4,416/mo
Today · 4.125%
HK$171,058
baseline
▲ 0.50% · 4.625%
HK$180,074
+HK$9,016/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$342,116/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,523 · Scale 2, in force from 26 Feb 2026)