LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,045
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$83,566
−HK$2,561/mo
Today · 4.125%
HK$86,127
baseline
▲ 0.50% · 4.625%
HK$91,368
+HK$5,241/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,254/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,162
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$92,580
−HK$2,453/mo
Today · 4.125%
HK$95,033
baseline
▲ 0.50% · 4.625%
HK$100,042
+HK$5,009/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,066/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,254
−HK$6,098/mo
▼ 0.25% · 3.875%
HK$100,279
−HK$3,073/mo
Today · 4.125%
HK$103,352
baseline
▲ 0.50% · 4.625%
HK$109,641
+HK$6,289/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$206,704/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,194
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$111,096
−HK$2,943/mo
Today · 4.125%
HK$114,039
baseline
▲ 0.50% · 4.625%
HK$120,050
+HK$6,011/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$228,078/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,463
−HK$7,115/mo
▼ 0.25% · 3.875%
HK$116,992
−HK$3,586/mo
Today · 4.125%
HK$120,578
baseline
▲ 0.50% · 4.625%
HK$127,915
+HK$7,337/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$241,156/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,226
−HK$6,820/mo
▼ 0.25% · 3.875%
HK$129,612
−HK$3,434/mo
Today · 4.125%
HK$133,046
baseline
▲ 0.50% · 4.625%
HK$140,059
+HK$7,013/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$266,092/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,881
−HK$9,148/mo
▼ 0.25% · 3.875%
HK$150,418
−HK$4,611/mo
Today · 4.125%
HK$155,029
baseline
▲ 0.50% · 4.625%
HK$164,462
+HK$9,433/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$310,058/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,291
−HK$8,768/mo
▼ 0.25% · 3.875%
HK$166,643
−HK$4,416/mo
Today · 4.125%
HK$171,059
baseline
▲ 0.50% · 4.625%
HK$180,076
+HK$9,017/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$342,118/mo (50% DSR)
Upfront cash ≈ HK$5.06M (deposit + AVD stamp duty HK$1,510,535 · Scale 2, in force from 26 Feb 2026)