LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,050
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$83,571
−HK$2,561/mo
Today · 4.125%
HK$86,132
baseline
▲ 0.50% · 4.625%
HK$91,373
+HK$5,241/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,264/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,167
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$92,585
−HK$2,453/mo
Today · 4.125%
HK$95,038
baseline
▲ 0.50% · 4.625%
HK$100,048
+HK$5,010/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,076/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,260
−HK$6,099/mo
▼ 0.25% · 3.875%
HK$100,285
−HK$3,074/mo
Today · 4.125%
HK$103,359
baseline
▲ 0.50% · 4.625%
HK$109,648
+HK$6,289/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$206,718/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,200
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$111,102
−HK$2,944/mo
Today · 4.125%
HK$114,046
baseline
▲ 0.50% · 4.625%
HK$120,058
+HK$6,012/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$228,092/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,470
−HK$7,115/mo
▼ 0.25% · 3.875%
HK$116,999
−HK$3,586/mo
Today · 4.125%
HK$120,585
baseline
▲ 0.50% · 4.625%
HK$127,922
+HK$7,337/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$241,170/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,234
−HK$6,820/mo
▼ 0.25% · 3.875%
HK$129,619
−HK$3,435/mo
Today · 4.125%
HK$133,054
baseline
▲ 0.50% · 4.625%
HK$140,067
+HK$7,013/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$266,108/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,890
−HK$9,148/mo
▼ 0.25% · 3.875%
HK$150,427
−HK$4,611/mo
Today · 4.125%
HK$155,038
baseline
▲ 0.50% · 4.625%
HK$164,472
+HK$9,434/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$310,076/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,510,626 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,301
−HK$8,768/mo
▼ 0.25% · 3.875%
HK$166,653
−HK$4,416/mo
Today · 4.125%
HK$171,069
baseline
▲ 0.50% · 4.625%
HK$180,086
+HK$9,017/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$342,138/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,510,626 · Scale 2, in force from 26 Feb 2026)