LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,052
−HK$5,082/mo
▼ 0.25% · 3.875%
HK$83,573
−HK$2,561/mo
Today · 4.125%
HK$86,134
baseline
▲ 0.50% · 4.625%
HK$91,375
+HK$5,241/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,268/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,169
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$92,588
−HK$2,453/mo
Today · 4.125%
HK$95,041
baseline
▲ 0.50% · 4.625%
HK$100,051
+HK$5,010/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,082/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,262
−HK$6,099/mo
▼ 0.25% · 3.875%
HK$100,288
−HK$3,073/mo
Today · 4.125%
HK$103,361
baseline
▲ 0.50% · 4.625%
HK$109,651
+HK$6,290/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$206,722/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,203
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$111,105
−HK$2,944/mo
Today · 4.125%
HK$114,049
baseline
▲ 0.50% · 4.625%
HK$120,061
+HK$6,012/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$228,098/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,472
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$117,002
−HK$3,586/mo
Today · 4.125%
HK$120,588
baseline
▲ 0.50% · 4.625%
HK$127,926
+HK$7,338/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$241,176/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,237
−HK$6,820/mo
▼ 0.25% · 3.875%
HK$129,623
−HK$3,434/mo
Today · 4.125%
HK$133,057
baseline
▲ 0.50% · 4.625%
HK$140,071
+HK$7,014/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$266,114/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,893
−HK$9,149/mo
▼ 0.25% · 3.875%
HK$150,431
−HK$4,611/mo
Today · 4.125%
HK$155,042
baseline
▲ 0.50% · 4.625%
HK$164,476
+HK$9,434/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$310,084/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,510,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,305
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$166,658
−HK$4,416/mo
Today · 4.125%
HK$171,074
baseline
▲ 0.50% · 4.625%
HK$180,091
+HK$9,017/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$342,148/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,510,664 · Scale 2, in force from 26 Feb 2026)