LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,056
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$83,577
−HK$2,562/mo
Today · 4.125%
HK$86,139
baseline
▲ 0.50% · 4.625%
HK$91,380
+HK$5,241/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,278/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,174
−HK$4,871/mo
▼ 0.25% · 3.875%
HK$92,592
−HK$2,453/mo
Today · 4.125%
HK$95,045
baseline
▲ 0.50% · 4.625%
HK$100,055
+HK$5,010/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,090/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,267
−HK$6,099/mo
▼ 0.25% · 3.875%
HK$100,292
−HK$3,074/mo
Today · 4.125%
HK$103,366
baseline
▲ 0.50% · 4.625%
HK$109,656
+HK$6,290/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$206,732/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,208
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$111,111
−HK$2,944/mo
Today · 4.125%
HK$114,055
baseline
▲ 0.50% · 4.625%
HK$120,067
+HK$6,012/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$228,110/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,478
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$117,008
−HK$3,586/mo
Today · 4.125%
HK$120,594
baseline
▲ 0.50% · 4.625%
HK$127,932
+HK$7,338/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$241,188/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,243
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$129,629
−HK$3,435/mo
Today · 4.125%
HK$133,064
baseline
▲ 0.50% · 4.625%
HK$140,078
+HK$7,014/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$266,128/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,900
−HK$9,150/mo
▼ 0.25% · 3.875%
HK$150,439
−HK$4,611/mo
Today · 4.125%
HK$155,050
baseline
▲ 0.50% · 4.625%
HK$164,484
+HK$9,434/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$310,100/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,510,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,313
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$166,666
−HK$4,416/mo
Today · 4.125%
HK$171,082
baseline
▲ 0.50% · 4.625%
HK$180,100
+HK$9,018/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$342,164/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,510,738 · Scale 2, in force from 26 Feb 2026)