LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,057
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$83,578
−HK$2,562/mo
Today · 4.125%
HK$86,140
baseline
▲ 0.50% · 4.625%
HK$91,381
+HK$5,241/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,280/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,175
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$92,594
−HK$2,453/mo
Today · 4.125%
HK$95,047
baseline
▲ 0.50% · 4.625%
HK$100,057
+HK$5,010/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,094/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,268
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$100,294
−HK$3,074/mo
Today · 4.125%
HK$103,368
baseline
▲ 0.50% · 4.625%
HK$109,658
+HK$6,290/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$206,736/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,210
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$111,112
−HK$2,944/mo
Today · 4.125%
HK$114,056
baseline
▲ 0.50% · 4.625%
HK$120,068
+HK$6,012/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$228,112/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,480
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$117,010
−HK$3,586/mo
Today · 4.125%
HK$120,596
baseline
▲ 0.50% · 4.625%
HK$127,934
+HK$7,338/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$241,192/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,245
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$129,631
−HK$3,435/mo
Today · 4.125%
HK$133,066
baseline
▲ 0.50% · 4.625%
HK$140,080
+HK$7,014/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$266,132/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,510,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,903
−HK$9,149/mo
▼ 0.25% · 3.875%
HK$150,441
−HK$4,611/mo
Today · 4.125%
HK$155,052
baseline
▲ 0.50% · 4.625%
HK$164,487
+HK$9,435/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$310,104/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,510,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,315
−HK$8,770/mo
▼ 0.25% · 3.875%
HK$166,668
−HK$4,417/mo
Today · 4.125%
HK$171,085
baseline
▲ 0.50% · 4.625%
HK$180,103
+HK$9,018/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$342,170/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,510,762 · Scale 2, in force from 26 Feb 2026)