LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,058
−HK$5,083/mo
▼ 0.25% · 3.875%
HK$83,579
−HK$2,562/mo
Today · 4.125%
HK$86,141
baseline
▲ 0.50% · 4.625%
HK$91,382
+HK$5,241/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,282/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,176
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$92,594
−HK$2,454/mo
Today · 4.125%
HK$95,048
baseline
▲ 0.50% · 4.625%
HK$100,058
+HK$5,010/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,096/mo (50% DSR)
Upfront cash ≈ HK$19.28M (deposit + AVD stamp duty HK$1,510,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,269
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$100,295
−HK$3,074/mo
Today · 4.125%
HK$103,369
baseline
▲ 0.50% · 4.625%
HK$109,659
+HK$6,290/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$206,738/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,211
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$111,113
−HK$2,944/mo
Today · 4.125%
HK$114,057
baseline
▲ 0.50% · 4.625%
HK$120,070
+HK$6,013/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$228,114/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,481
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$117,011
−HK$3,586/mo
Today · 4.125%
HK$120,597
baseline
▲ 0.50% · 4.625%
HK$127,935
+HK$7,338/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$241,194/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,510,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,246
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$129,632
−HK$3,435/mo
Today · 4.125%
HK$133,067
baseline
▲ 0.50% · 4.625%
HK$140,081
+HK$7,014/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$266,134/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,510,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,904
−HK$9,149/mo
▼ 0.25% · 3.875%
HK$150,442
−HK$4,611/mo
Today · 4.125%
HK$155,053
baseline
▲ 0.50% · 4.625%
HK$164,488
+HK$9,435/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$310,106/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,510,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,317
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$166,670
−HK$4,416/mo
Today · 4.125%
HK$171,086
baseline
▲ 0.50% · 4.625%
HK$180,104
+HK$9,018/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$342,172/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,510,775 · Scale 2, in force from 26 Feb 2026)