LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,059
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$83,581
−HK$2,562/mo
Today · 4.125%
HK$86,143
baseline
▲ 0.50% · 4.625%
HK$91,384
+HK$5,241/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$172,286/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,510,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,178
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$92,596
−HK$2,454/mo
Today · 4.125%
HK$95,050
baseline
▲ 0.50% · 4.625%
HK$100,060
+HK$5,010/mo
Deposit HK$17.77M · loan HK$17.77M · min. income ≈ HK$190,100/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,510,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,271
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$100,297
−HK$3,074/mo
Today · 4.125%
HK$103,371
baseline
▲ 0.50% · 4.625%
HK$109,661
+HK$6,290/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$206,742/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,213
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$111,116
−HK$2,944/mo
Today · 4.125%
HK$114,060
baseline
▲ 0.50% · 4.625%
HK$120,072
+HK$6,012/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$228,120/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,483
−HK$7,117/mo
▼ 0.25% · 3.875%
HK$117,013
−HK$3,587/mo
Today · 4.125%
HK$120,600
baseline
▲ 0.50% · 4.625%
HK$127,938
+HK$7,338/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$241,200/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,510,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,249
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$129,635
−HK$3,435/mo
Today · 4.125%
HK$133,070
baseline
▲ 0.50% · 4.625%
HK$140,084
+HK$7,014/mo
Deposit HK$10.66M · loan HK$24.88M · min. income ≈ HK$266,140/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,510,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,907
−HK$9,150/mo
▼ 0.25% · 3.875%
HK$150,446
−HK$4,611/mo
Today · 4.125%
HK$155,057
baseline
▲ 0.50% · 4.625%
HK$164,491
+HK$9,434/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$310,114/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,510,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,320
−HK$8,770/mo
▼ 0.25% · 3.875%
HK$166,673
−HK$4,417/mo
Today · 4.125%
HK$171,090
baseline
▲ 0.50% · 4.625%
HK$180,108
+HK$9,018/mo
Deposit HK$3.55M · loan HK$31.99M · min. income ≈ HK$342,180/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,510,807 · Scale 2, in force from 26 Feb 2026)