LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,069
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$83,591
−HK$2,562/mo
Today · 4.125%
HK$86,153
baseline
▲ 0.50% · 4.625%
HK$91,395
+HK$5,242/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$172,306/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,510,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,188
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$92,607
−HK$2,454/mo
Today · 4.125%
HK$95,061
baseline
▲ 0.50% · 4.625%
HK$100,072
+HK$5,011/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$190,122/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,510,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,283
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$100,309
−HK$3,074/mo
Today · 4.125%
HK$103,383
baseline
▲ 0.50% · 4.625%
HK$109,674
+HK$6,291/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$206,766/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,226
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$111,129
−HK$2,944/mo
Today · 4.125%
HK$114,073
baseline
▲ 0.50% · 4.625%
HK$120,086
+HK$6,013/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$228,146/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,510,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,496
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$117,027
−HK$3,587/mo
Today · 4.125%
HK$120,614
baseline
▲ 0.50% · 4.625%
HK$127,953
+HK$7,339/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$241,228/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,510,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,264
−HK$6,821/mo
▼ 0.25% · 3.875%
HK$129,650
−HK$3,435/mo
Today · 4.125%
HK$133,085
baseline
▲ 0.50% · 4.625%
HK$140,100
+HK$7,015/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$266,170/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,510,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,924
−HK$9,151/mo
▼ 0.25% · 3.875%
HK$150,463
−HK$4,612/mo
Today · 4.125%
HK$155,075
baseline
▲ 0.50% · 4.625%
HK$164,511
+HK$9,436/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$310,150/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,510,983 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,339
−HK$8,771/mo
▼ 0.25% · 3.875%
HK$166,693
−HK$4,417/mo
Today · 4.125%
HK$171,110
baseline
▲ 0.50% · 4.625%
HK$180,129
+HK$9,019/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$342,220/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,510,983 · Scale 2, in force from 26 Feb 2026)