LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,070
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$83,592
−HK$2,562/mo
Today · 4.125%
HK$86,154
baseline
▲ 0.50% · 4.625%
HK$91,396
+HK$5,242/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$172,308/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,190
−HK$4,872/mo
▼ 0.25% · 3.875%
HK$92,608
−HK$2,454/mo
Today · 4.125%
HK$95,062
baseline
▲ 0.50% · 4.625%
HK$100,073
+HK$5,011/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$190,124/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,284
−HK$6,101/mo
▼ 0.25% · 3.875%
HK$100,310
−HK$3,075/mo
Today · 4.125%
HK$103,385
baseline
▲ 0.50% · 4.625%
HK$109,675
+HK$6,290/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$206,770/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,511,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,227
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$111,130
−HK$2,945/mo
Today · 4.125%
HK$114,075
baseline
▲ 0.50% · 4.625%
HK$120,088
+HK$6,013/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$228,150/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,511,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,498
−HK$7,117/mo
▼ 0.25% · 3.875%
HK$117,028
−HK$3,587/mo
Today · 4.125%
HK$120,615
baseline
▲ 0.50% · 4.625%
HK$127,954
+HK$7,339/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$241,230/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,265
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$129,652
−HK$3,435/mo
Today · 4.125%
HK$133,087
baseline
▲ 0.50% · 4.625%
HK$140,102
+HK$7,015/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$266,174/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,926
−HK$9,151/mo
▼ 0.25% · 3.875%
HK$150,465
−HK$4,612/mo
Today · 4.125%
HK$155,077
baseline
▲ 0.50% · 4.625%
HK$164,513
+HK$9,436/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$310,154/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,004 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,341
−HK$8,771/mo
▼ 0.25% · 3.875%
HK$166,695
−HK$4,417/mo
Today · 4.125%
HK$171,112
baseline
▲ 0.50% · 4.625%
HK$180,132
+HK$9,020/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$342,224/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,004 · Scale 2, in force from 26 Feb 2026)