LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,072
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$83,594
−HK$2,562/mo
Today · 4.125%
HK$86,156
baseline
▲ 0.50% · 4.625%
HK$91,399
+HK$5,243/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$172,312/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,192
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$92,611
−HK$2,454/mo
Today · 4.125%
HK$95,065
baseline
▲ 0.50% · 4.625%
HK$100,076
+HK$5,011/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$190,130/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,287
−HK$6,101/mo
▼ 0.25% · 3.875%
HK$100,313
−HK$3,075/mo
Today · 4.125%
HK$103,388
baseline
▲ 0.50% · 4.625%
HK$109,679
+HK$6,291/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$206,776/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,511,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,231
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$111,133
−HK$2,945/mo
Today · 4.125%
HK$114,078
baseline
▲ 0.50% · 4.625%
HK$120,091
+HK$6,013/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$228,156/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,511,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,501
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$117,032
−HK$3,587/mo
Today · 4.125%
HK$120,619
baseline
▲ 0.50% · 4.625%
HK$127,958
+HK$7,339/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$241,238/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,269
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$129,656
−HK$3,435/mo
Today · 4.125%
HK$133,091
baseline
▲ 0.50% · 4.625%
HK$140,107
+HK$7,016/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$266,182/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,930
−HK$9,152/mo
▼ 0.25% · 3.875%
HK$150,470
−HK$4,612/mo
Today · 4.125%
HK$155,082
baseline
▲ 0.50% · 4.625%
HK$164,518
+HK$9,436/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$310,164/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,346
−HK$8,771/mo
▼ 0.25% · 3.875%
HK$166,700
−HK$4,417/mo
Today · 4.125%
HK$171,117
baseline
▲ 0.50% · 4.625%
HK$180,137
+HK$9,020/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$342,234/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,050 · Scale 2, in force from 26 Feb 2026)