LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,075
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$83,596
−HK$2,563/mo
Today · 4.125%
HK$86,159
baseline
▲ 0.50% · 4.625%
HK$91,401
+HK$5,242/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$172,318/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,195
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$92,614
−HK$2,454/mo
Today · 4.125%
HK$95,068
baseline
▲ 0.50% · 4.625%
HK$100,079
+HK$5,011/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$190,136/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,290
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$100,316
−HK$3,074/mo
Today · 4.125%
HK$103,390
baseline
▲ 0.50% · 4.625%
HK$109,681
+HK$6,291/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$206,780/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,511,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,234
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$111,136
−HK$2,945/mo
Today · 4.125%
HK$114,081
baseline
▲ 0.50% · 4.625%
HK$120,095
+HK$6,014/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$228,162/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,511,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,504
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$117,035
−HK$3,587/mo
Today · 4.125%
HK$120,622
baseline
▲ 0.50% · 4.625%
HK$127,962
+HK$7,340/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$241,244/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,273
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$129,659
−HK$3,436/mo
Today · 4.125%
HK$133,095
baseline
▲ 0.50% · 4.625%
HK$140,110
+HK$7,015/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$266,190/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,934
−HK$9,152/mo
▼ 0.25% · 3.875%
HK$150,474
−HK$4,612/mo
Today · 4.125%
HK$155,086
baseline
▲ 0.50% · 4.625%
HK$164,522
+HK$9,436/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$310,172/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,350
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$166,705
−HK$4,417/mo
Today · 4.125%
HK$171,122
baseline
▲ 0.50% · 4.625%
HK$180,142
+HK$9,020/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$342,244/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,089 · Scale 2, in force from 26 Feb 2026)