LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,077
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$83,599
−HK$2,562/mo
Today · 4.125%
HK$86,161
baseline
▲ 0.50% · 4.625%
HK$91,404
+HK$5,243/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$172,322/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,197
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$92,616
−HK$2,454/mo
Today · 4.125%
HK$95,070
baseline
▲ 0.50% · 4.625%
HK$100,081
+HK$5,011/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$190,140/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,292
−HK$6,101/mo
▼ 0.25% · 3.875%
HK$100,318
−HK$3,075/mo
Today · 4.125%
HK$103,393
baseline
▲ 0.50% · 4.625%
HK$109,684
+HK$6,291/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$206,786/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,511,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,236
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$111,139
−HK$2,945/mo
Today · 4.125%
HK$114,084
baseline
▲ 0.50% · 4.625%
HK$120,098
+HK$6,014/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$228,168/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,511,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,507
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$117,038
−HK$3,587/mo
Today · 4.125%
HK$120,625
baseline
▲ 0.50% · 4.625%
HK$127,965
+HK$7,340/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$241,250/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,276
−HK$6,822/mo
▼ 0.25% · 3.875%
HK$129,662
−HK$3,436/mo
Today · 4.125%
HK$133,098
baseline
▲ 0.50% · 4.625%
HK$140,114
+HK$7,016/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$266,196/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,938
−HK$9,152/mo
▼ 0.25% · 3.875%
HK$150,478
−HK$4,612/mo
Today · 4.125%
HK$155,090
baseline
▲ 0.50% · 4.625%
HK$164,526
+HK$9,436/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$310,180/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,355
−HK$8,771/mo
▼ 0.25% · 3.875%
HK$166,709
−HK$4,417/mo
Today · 4.125%
HK$171,126
baseline
▲ 0.50% · 4.625%
HK$180,146
+HK$9,020/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$342,252/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,129 · Scale 2, in force from 26 Feb 2026)