LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,081
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$83,603
−HK$2,562/mo
Today · 4.125%
HK$86,165
baseline
▲ 0.50% · 4.625%
HK$91,408
+HK$5,243/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$172,330/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,201
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,621
−HK$2,454/mo
Today · 4.125%
HK$95,075
baseline
▲ 0.50% · 4.625%
HK$100,086
+HK$5,011/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$190,150/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,297
−HK$6,101/mo
▼ 0.25% · 3.875%
HK$100,323
−HK$3,075/mo
Today · 4.125%
HK$103,398
baseline
▲ 0.50% · 4.625%
HK$109,690
+HK$6,292/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$206,796/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,511,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,242
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$111,145
−HK$2,945/mo
Today · 4.125%
HK$114,090
baseline
▲ 0.50% · 4.625%
HK$120,104
+HK$6,014/mo
Deposit HK$14.22M · loan HK$21.33M · min. income ≈ HK$228,180/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,511,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,513
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$117,044
−HK$3,587/mo
Today · 4.125%
HK$120,631
baseline
▲ 0.50% · 4.625%
HK$127,971
+HK$7,340/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$241,262/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,282
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$129,669
−HK$3,436/mo
Today · 4.125%
HK$133,105
baseline
▲ 0.50% · 4.625%
HK$140,121
+HK$7,016/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$266,210/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,945
−HK$9,152/mo
▼ 0.25% · 3.875%
HK$150,485
−HK$4,612/mo
Today · 4.125%
HK$155,097
baseline
▲ 0.50% · 4.625%
HK$164,535
+HK$9,438/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$310,194/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,363
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$166,717
−HK$4,418/mo
Today · 4.125%
HK$171,135
baseline
▲ 0.50% · 4.625%
HK$180,155
+HK$9,020/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$342,270/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,204 · Scale 2, in force from 26 Feb 2026)