LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,084
−HK$5,085/mo
▼ 0.25% · 3.875%
HK$83,606
−HK$2,563/mo
Today · 4.125%
HK$86,169
baseline
▲ 0.50% · 4.625%
HK$91,412
+HK$5,243/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$172,338/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,205
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,624
−HK$2,455/mo
Today · 4.125%
HK$95,079
baseline
▲ 0.50% · 4.625%
HK$100,090
+HK$5,011/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$190,158/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,301
−HK$6,101/mo
▼ 0.25% · 3.875%
HK$100,327
−HK$3,075/mo
Today · 4.125%
HK$103,402
baseline
▲ 0.50% · 4.625%
HK$109,694
+HK$6,292/mo
Deposit HK$14.22M · loan HK$21.34M · min. income ≈ HK$206,804/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,511,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,246
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$111,149
−HK$2,945/mo
Today · 4.125%
HK$114,094
baseline
▲ 0.50% · 4.625%
HK$120,108
+HK$6,014/mo
Deposit HK$14.22M · loan HK$21.34M · min. income ≈ HK$228,188/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,511,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,518
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$117,049
−HK$3,587/mo
Today · 4.125%
HK$120,636
baseline
▲ 0.50% · 4.625%
HK$127,976
+HK$7,340/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$241,272/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,287
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$129,674
−HK$3,436/mo
Today · 4.125%
HK$133,110
baseline
▲ 0.50% · 4.625%
HK$140,126
+HK$7,016/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$266,220/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,951
−HK$9,152/mo
▼ 0.25% · 3.875%
HK$150,491
−HK$4,612/mo
Today · 4.125%
HK$155,103
baseline
▲ 0.50% · 4.625%
HK$164,541
+HK$9,438/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$310,206/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,369
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$166,724
−HK$4,417/mo
Today · 4.125%
HK$171,141
baseline
▲ 0.50% · 4.625%
HK$180,163
+HK$9,022/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$342,282/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,263 · Scale 2, in force from 26 Feb 2026)