LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,085
−HK$5,084/mo
▼ 0.25% · 3.875%
HK$83,607
−HK$2,562/mo
Today · 4.125%
HK$86,169
baseline
▲ 0.50% · 4.625%
HK$91,413
+HK$5,244/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$172,338/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,206
−HK$4,873/mo
▼ 0.25% · 3.875%
HK$92,625
−HK$2,454/mo
Today · 4.125%
HK$95,079
baseline
▲ 0.50% · 4.625%
HK$100,091
+HK$5,012/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$190,158/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,302
−HK$6,101/mo
▼ 0.25% · 3.875%
HK$100,328
−HK$3,075/mo
Today · 4.125%
HK$103,403
baseline
▲ 0.50% · 4.625%
HK$109,695
+HK$6,292/mo
Deposit HK$14.22M · loan HK$21.34M · min. income ≈ HK$206,806/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,247
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$111,150
−HK$2,945/mo
Today · 4.125%
HK$114,095
baseline
▲ 0.50% · 4.625%
HK$120,109
+HK$6,014/mo
Deposit HK$14.22M · loan HK$21.34M · min. income ≈ HK$228,190/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,518
−HK$7,119/mo
▼ 0.25% · 3.875%
HK$117,049
−HK$3,588/mo
Today · 4.125%
HK$120,637
baseline
▲ 0.50% · 4.625%
HK$127,978
+HK$7,341/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$241,274/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,288
−HK$6,823/mo
▼ 0.25% · 3.875%
HK$129,675
−HK$3,436/mo
Today · 4.125%
HK$133,111
baseline
▲ 0.50% · 4.625%
HK$140,128
+HK$7,017/mo
Deposit HK$10.67M · loan HK$24.89M · min. income ≈ HK$266,222/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,952
−HK$9,153/mo
▼ 0.25% · 3.875%
HK$150,492
−HK$4,613/mo
Today · 4.125%
HK$155,105
baseline
▲ 0.50% · 4.625%
HK$164,543
+HK$9,438/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$310,210/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,370
−HK$8,773/mo
▼ 0.25% · 3.875%
HK$166,725
−HK$4,418/mo
Today · 4.125%
HK$171,143
baseline
▲ 0.50% · 4.625%
HK$180,164
+HK$9,021/mo
Deposit HK$3.56M · loan HK$32.00M · min. income ≈ HK$342,286/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,276 · Scale 2, in force from 26 Feb 2026)