LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,097
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,620
−HK$2,563/mo
Today · 4.125%
HK$86,183
baseline
▲ 0.50% · 4.625%
HK$91,427
+HK$5,244/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$172,366/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,220
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,640
−HK$2,454/mo
Today · 4.125%
HK$95,094
baseline
▲ 0.50% · 4.625%
HK$100,107
+HK$5,013/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$190,188/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,317
−HK$6,102/mo
▼ 0.25% · 3.875%
HK$100,344
−HK$3,075/mo
Today · 4.125%
HK$103,419
baseline
▲ 0.50% · 4.625%
HK$109,712
+HK$6,293/mo
Deposit HK$14.23M · loan HK$21.34M · min. income ≈ HK$206,838/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,264
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$111,167
−HK$2,946/mo
Today · 4.125%
HK$114,113
baseline
▲ 0.50% · 4.625%
HK$120,128
+HK$6,015/mo
Deposit HK$14.23M · loan HK$21.34M · min. income ≈ HK$228,226/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,536
−HK$7,120/mo
▼ 0.25% · 3.875%
HK$117,068
−HK$3,588/mo
Today · 4.125%
HK$120,656
baseline
▲ 0.50% · 4.625%
HK$127,997
+HK$7,341/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$241,312/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,308
−HK$6,824/mo
▼ 0.25% · 3.875%
HK$129,695
−HK$3,437/mo
Today · 4.125%
HK$133,132
baseline
▲ 0.50% · 4.625%
HK$140,149
+HK$7,017/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$266,264/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,975
−HK$9,154/mo
▼ 0.25% · 3.875%
HK$150,516
−HK$4,613/mo
Today · 4.125%
HK$155,129
baseline
▲ 0.50% · 4.625%
HK$164,568
+HK$9,439/mo
Deposit HK$3.56M · loan HK$32.01M · min. income ≈ HK$310,258/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,396
−HK$8,773/mo
▼ 0.25% · 3.875%
HK$166,751
−HK$4,418/mo
Today · 4.125%
HK$171,169
baseline
▲ 0.50% · 4.625%
HK$180,192
+HK$9,023/mo
Deposit HK$3.56M · loan HK$32.01M · min. income ≈ HK$342,338/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,511 · Scale 2, in force from 26 Feb 2026)