LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,099
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,622
−HK$2,563/mo
Today · 4.125%
HK$86,185
baseline
▲ 0.50% · 4.625%
HK$91,429
+HK$5,244/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$172,370/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,222
−HK$4,874/mo
▼ 0.25% · 3.875%
HK$92,642
−HK$2,454/mo
Today · 4.125%
HK$95,096
baseline
▲ 0.50% · 4.625%
HK$100,109
+HK$5,013/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$190,192/mo (50% DSR)
Upfront cash ≈ HK$19.29M (deposit + AVD stamp duty HK$1,511,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,319
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$100,346
−HK$3,076/mo
Today · 4.125%
HK$103,422
baseline
▲ 0.50% · 4.625%
HK$109,714
+HK$6,292/mo
Deposit HK$14.23M · loan HK$21.34M · min. income ≈ HK$206,844/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,266
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$111,170
−HK$2,945/mo
Today · 4.125%
HK$114,115
baseline
▲ 0.50% · 4.625%
HK$120,131
+HK$6,016/mo
Deposit HK$14.23M · loan HK$21.34M · min. income ≈ HK$228,230/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,539
−HK$7,119/mo
▼ 0.25% · 3.875%
HK$117,070
−HK$3,588/mo
Today · 4.125%
HK$120,658
baseline
▲ 0.50% · 4.625%
HK$128,000
+HK$7,342/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$241,316/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,311
−HK$6,824/mo
▼ 0.25% · 3.875%
HK$129,698
−HK$3,437/mo
Today · 4.125%
HK$133,135
baseline
▲ 0.50% · 4.625%
HK$140,152
+HK$7,017/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$266,270/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,978
−HK$9,154/mo
▼ 0.25% · 3.875%
HK$150,519
−HK$4,613/mo
Today · 4.125%
HK$155,132
baseline
▲ 0.50% · 4.625%
HK$164,572
+HK$9,440/mo
Deposit HK$3.56M · loan HK$32.01M · min. income ≈ HK$310,264/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,399
−HK$8,774/mo
▼ 0.25% · 3.875%
HK$166,755
−HK$4,418/mo
Today · 4.125%
HK$171,173
baseline
▲ 0.50% · 4.625%
HK$180,196
+HK$9,023/mo
Deposit HK$3.56M · loan HK$32.01M · min. income ≈ HK$342,346/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,544 · Scale 2, in force from 26 Feb 2026)