LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,104
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,627
−HK$2,563/mo
Today · 4.125%
HK$86,190
baseline
▲ 0.50% · 4.625%
HK$91,434
+HK$5,244/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$172,380/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,511,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,227
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$92,647
−HK$2,455/mo
Today · 4.125%
HK$95,102
baseline
▲ 0.50% · 4.625%
HK$100,115
+HK$5,013/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$190,204/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,511,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,325
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$100,352
−HK$3,076/mo
Today · 4.125%
HK$103,428
baseline
▲ 0.50% · 4.625%
HK$109,721
+HK$6,293/mo
Deposit HK$14.23M · loan HK$21.34M · min. income ≈ HK$206,856/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,273
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$111,177
−HK$2,945/mo
Today · 4.125%
HK$114,122
baseline
▲ 0.50% · 4.625%
HK$120,138
+HK$6,016/mo
Deposit HK$14.23M · loan HK$21.34M · min. income ≈ HK$228,244/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,546
−HK$7,120/mo
▼ 0.25% · 3.875%
HK$117,077
−HK$3,589/mo
Today · 4.125%
HK$120,666
baseline
▲ 0.50% · 4.625%
HK$128,008
+HK$7,342/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$241,332/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,318
−HK$6,825/mo
▼ 0.25% · 3.875%
HK$129,706
−HK$3,437/mo
Today · 4.125%
HK$133,143
baseline
▲ 0.50% · 4.625%
HK$140,161
+HK$7,018/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$266,286/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,987
−HK$9,155/mo
▼ 0.25% · 3.875%
HK$150,528
−HK$4,614/mo
Today · 4.125%
HK$155,142
baseline
▲ 0.50% · 4.625%
HK$164,582
+HK$9,440/mo
Deposit HK$3.56M · loan HK$32.01M · min. income ≈ HK$310,284/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,409
−HK$8,775/mo
▼ 0.25% · 3.875%
HK$166,765
−HK$4,419/mo
Today · 4.125%
HK$171,184
baseline
▲ 0.50% · 4.625%
HK$180,207
+HK$9,023/mo
Deposit HK$3.56M · loan HK$32.01M · min. income ≈ HK$342,368/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,637 · Scale 2, in force from 26 Feb 2026)