LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,106
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,629
−HK$2,563/mo
Today · 4.125%
HK$86,192
baseline
▲ 0.50% · 4.625%
HK$91,436
+HK$5,244/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$172,384/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,511,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,229
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$92,649
−HK$2,455/mo
Today · 4.125%
HK$95,104
baseline
▲ 0.50% · 4.625%
HK$100,117
+HK$5,013/mo
Deposit HK$17.78M · loan HK$17.78M · min. income ≈ HK$190,208/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,511,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,327
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$100,354
−HK$3,076/mo
Today · 4.125%
HK$103,430
baseline
▲ 0.50% · 4.625%
HK$109,724
+HK$6,294/mo
Deposit HK$14.23M · loan HK$21.34M · min. income ≈ HK$206,860/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,275
−HK$5,850/mo
▼ 0.25% · 3.875%
HK$111,179
−HK$2,946/mo
Today · 4.125%
HK$114,125
baseline
▲ 0.50% · 4.625%
HK$120,141
+HK$6,016/mo
Deposit HK$14.23M · loan HK$21.34M · min. income ≈ HK$228,250/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,548
−HK$7,120/mo
▼ 0.25% · 3.875%
HK$117,080
−HK$3,588/mo
Today · 4.125%
HK$120,668
baseline
▲ 0.50% · 4.625%
HK$128,011
+HK$7,343/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$241,336/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,321
−HK$6,825/mo
▼ 0.25% · 3.875%
HK$129,709
−HK$3,437/mo
Today · 4.125%
HK$133,146
baseline
▲ 0.50% · 4.625%
HK$140,164
+HK$7,018/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$266,292/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,990
−HK$9,155/mo
▼ 0.25% · 3.875%
HK$150,531
−HK$4,614/mo
Today · 4.125%
HK$155,145
baseline
▲ 0.50% · 4.625%
HK$164,585
+HK$9,440/mo
Deposit HK$3.56M · loan HK$32.01M · min. income ≈ HK$310,290/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,413
−HK$8,774/mo
▼ 0.25% · 3.875%
HK$166,769
−HK$4,418/mo
Today · 4.125%
HK$171,187
baseline
▲ 0.50% · 4.625%
HK$180,211
+HK$9,024/mo
Deposit HK$3.56M · loan HK$32.01M · min. income ≈ HK$342,374/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,669 · Scale 2, in force from 26 Feb 2026)