LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,110
−HK$5,086/mo
▼ 0.25% · 3.875%
HK$83,633
−HK$2,563/mo
Today · 4.125%
HK$86,196
baseline
▲ 0.50% · 4.625%
HK$91,441
+HK$5,245/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$172,392/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,511,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,234
−HK$4,875/mo
▼ 0.25% · 3.875%
HK$92,654
−HK$2,455/mo
Today · 4.125%
HK$95,109
baseline
▲ 0.50% · 4.625%
HK$100,122
+HK$5,013/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$190,218/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,511,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,332
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$100,359
−HK$3,076/mo
Today · 4.125%
HK$103,435
baseline
▲ 0.50% · 4.625%
HK$109,729
+HK$6,294/mo
Deposit HK$14.23M · loan HK$21.34M · min. income ≈ HK$206,870/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,280
−HK$5,850/mo
▼ 0.25% · 3.875%
HK$111,184
−HK$2,946/mo
Today · 4.125%
HK$114,130
baseline
▲ 0.50% · 4.625%
HK$120,146
+HK$6,016/mo
Deposit HK$14.23M · loan HK$21.34M · min. income ≈ HK$228,260/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,553
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$117,086
−HK$3,588/mo
Today · 4.125%
HK$120,674
baseline
▲ 0.50% · 4.625%
HK$128,017
+HK$7,343/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$241,348/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,327
−HK$6,825/mo
▼ 0.25% · 3.875%
HK$129,715
−HK$3,437/mo
Today · 4.125%
HK$133,152
baseline
▲ 0.50% · 4.625%
HK$140,171
+HK$7,019/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$266,304/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,997
−HK$9,156/mo
▼ 0.25% · 3.875%
HK$150,539
−HK$4,614/mo
Today · 4.125%
HK$155,153
baseline
▲ 0.50% · 4.625%
HK$164,593
+HK$9,440/mo
Deposit HK$3.56M · loan HK$32.01M · min. income ≈ HK$310,306/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,421
−HK$8,775/mo
▼ 0.25% · 3.875%
HK$166,777
−HK$4,419/mo
Today · 4.125%
HK$171,196
baseline
▲ 0.50% · 4.625%
HK$180,220
+HK$9,024/mo
Deposit HK$3.56M · loan HK$32.01M · min. income ≈ HK$342,392/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,742 · Scale 2, in force from 26 Feb 2026)