LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,118
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$83,642
−HK$2,563/mo
Today · 4.125%
HK$86,205
baseline
▲ 0.50% · 4.625%
HK$91,451
+HK$5,246/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$172,410/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,511,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,243
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,664
−HK$2,455/mo
Today · 4.125%
HK$95,119
baseline
▲ 0.50% · 4.625%
HK$100,133
+HK$5,014/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$190,238/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,511,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,342
−HK$6,104/mo
▼ 0.25% · 3.875%
HK$100,370
−HK$3,076/mo
Today · 4.125%
HK$103,446
baseline
▲ 0.50% · 4.625%
HK$109,741
+HK$6,295/mo
Deposit HK$14.23M · loan HK$21.34M · min. income ≈ HK$206,892/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,292
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$111,196
−HK$2,947/mo
Today · 4.125%
HK$114,143
baseline
▲ 0.50% · 4.625%
HK$120,159
+HK$6,016/mo
Deposit HK$14.23M · loan HK$21.34M · min. income ≈ HK$228,286/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,566
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$117,098
−HK$3,589/mo
Today · 4.125%
HK$120,687
baseline
▲ 0.50% · 4.625%
HK$128,031
+HK$7,344/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$241,374/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,341
−HK$6,825/mo
▼ 0.25% · 3.875%
HK$129,729
−HK$3,437/mo
Today · 4.125%
HK$133,166
baseline
▲ 0.50% · 4.625%
HK$140,186
+HK$7,020/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$266,332/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,013
−HK$9,156/mo
▼ 0.25% · 3.875%
HK$150,555
−HK$4,614/mo
Today · 4.125%
HK$155,169
baseline
▲ 0.50% · 4.625%
HK$164,611
+HK$9,442/mo
Deposit HK$3.56M · loan HK$32.02M · min. income ≈ HK$310,338/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,438
−HK$8,776/mo
▼ 0.25% · 3.875%
HK$166,795
−HK$4,419/mo
Today · 4.125%
HK$171,214
baseline
▲ 0.50% · 4.625%
HK$180,239
+HK$9,025/mo
Deposit HK$3.56M · loan HK$32.02M · min. income ≈ HK$342,428/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,905 · Scale 2, in force from 26 Feb 2026)