LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,119
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$83,643
−HK$2,563/mo
Today · 4.125%
HK$86,206
baseline
▲ 0.50% · 4.625%
HK$91,452
+HK$5,246/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$172,412/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,511,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,244
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,665
−HK$2,455/mo
Today · 4.125%
HK$95,120
baseline
▲ 0.50% · 4.625%
HK$100,134
+HK$5,014/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$190,240/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,511,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,343
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$100,371
−HK$3,077/mo
Today · 4.125%
HK$103,448
baseline
▲ 0.50% · 4.625%
HK$109,742
+HK$6,294/mo
Deposit HK$14.23M · loan HK$21.34M · min. income ≈ HK$206,896/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,293
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$111,198
−HK$2,946/mo
Today · 4.125%
HK$114,144
baseline
▲ 0.50% · 4.625%
HK$120,161
+HK$6,017/mo
Deposit HK$14.23M · loan HK$21.34M · min. income ≈ HK$228,288/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,567
−HK$7,122/mo
▼ 0.25% · 3.875%
HK$117,100
−HK$3,589/mo
Today · 4.125%
HK$120,689
baseline
▲ 0.50% · 4.625%
HK$128,032
+HK$7,343/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$241,378/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,342
−HK$6,826/mo
▼ 0.25% · 3.875%
HK$129,731
−HK$3,437/mo
Today · 4.125%
HK$133,168
baseline
▲ 0.50% · 4.625%
HK$140,188
+HK$7,020/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$266,336/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,015
−HK$9,156/mo
▼ 0.25% · 3.875%
HK$150,557
−HK$4,614/mo
Today · 4.125%
HK$155,171
baseline
▲ 0.50% · 4.625%
HK$164,613
+HK$9,442/mo
Deposit HK$3.56M · loan HK$32.02M · min. income ≈ HK$310,342/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,440
−HK$8,776/mo
▼ 0.25% · 3.875%
HK$166,797
−HK$4,419/mo
Today · 4.125%
HK$171,216
baseline
▲ 0.50% · 4.625%
HK$180,241
+HK$9,025/mo
Deposit HK$3.56M · loan HK$32.02M · min. income ≈ HK$342,432/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,924 · Scale 2, in force from 26 Feb 2026)