LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,123
−HK$5,087/mo
▼ 0.25% · 3.875%
HK$83,646
−HK$2,564/mo
Today · 4.125%
HK$86,210
baseline
▲ 0.50% · 4.625%
HK$91,456
+HK$5,246/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$172,420/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,511,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,248
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,669
−HK$2,455/mo
Today · 4.125%
HK$95,124
baseline
▲ 0.50% · 4.625%
HK$100,138
+HK$5,014/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$190,248/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,511,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,347
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$100,375
−HK$3,077/mo
Today · 4.125%
HK$103,452
baseline
▲ 0.50% · 4.625%
HK$109,747
+HK$6,295/mo
Deposit HK$14.23M · loan HK$21.35M · min. income ≈ HK$206,904/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,298
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$111,202
−HK$2,947/mo
Today · 4.125%
HK$114,149
baseline
▲ 0.50% · 4.625%
HK$120,166
+HK$6,017/mo
Deposit HK$14.23M · loan HK$21.35M · min. income ≈ HK$228,298/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,511,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,572
−HK$7,122/mo
▼ 0.25% · 3.875%
HK$117,105
−HK$3,589/mo
Today · 4.125%
HK$120,694
baseline
▲ 0.50% · 4.625%
HK$128,038
+HK$7,344/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$241,388/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,348
−HK$6,826/mo
▼ 0.25% · 3.875%
HK$129,736
−HK$3,438/mo
Today · 4.125%
HK$133,174
baseline
▲ 0.50% · 4.625%
HK$140,194
+HK$7,020/mo
Deposit HK$10.67M · loan HK$24.90M · min. income ≈ HK$266,348/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,511,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,021
−HK$9,157/mo
▼ 0.25% · 3.875%
HK$150,563
−HK$4,615/mo
Today · 4.125%
HK$155,178
baseline
▲ 0.50% · 4.625%
HK$164,620
+HK$9,442/mo
Deposit HK$3.56M · loan HK$32.02M · min. income ≈ HK$310,356/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,447
−HK$8,776/mo
▼ 0.25% · 3.875%
HK$166,804
−HK$4,419/mo
Today · 4.125%
HK$171,223
baseline
▲ 0.50% · 4.625%
HK$180,249
+HK$9,026/mo
Deposit HK$3.56M · loan HK$32.02M · min. income ≈ HK$342,446/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,511,988 · Scale 2, in force from 26 Feb 2026)