LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,128
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,652
−HK$2,564/mo
Today · 4.125%
HK$86,216
baseline
▲ 0.50% · 4.625%
HK$91,462
+HK$5,246/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$172,432/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,512,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,255
−HK$4,876/mo
▼ 0.25% · 3.875%
HK$92,675
−HK$2,456/mo
Today · 4.125%
HK$95,131
baseline
▲ 0.50% · 4.625%
HK$100,145
+HK$5,014/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$190,262/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,512,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,354
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$100,382
−HK$3,077/mo
Today · 4.125%
HK$103,459
baseline
▲ 0.50% · 4.625%
HK$109,754
+HK$6,295/mo
Deposit HK$14.23M · loan HK$21.35M · min. income ≈ HK$206,918/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,512,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,305
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$111,210
−HK$2,947/mo
Today · 4.125%
HK$114,157
baseline
▲ 0.50% · 4.625%
HK$120,174
+HK$6,017/mo
Deposit HK$14.23M · loan HK$21.35M · min. income ≈ HK$228,314/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,512,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,580
−HK$7,122/mo
▼ 0.25% · 3.875%
HK$117,113
−HK$3,589/mo
Today · 4.125%
HK$120,702
baseline
▲ 0.50% · 4.625%
HK$128,047
+HK$7,345/mo
Deposit HK$10.67M · loan HK$24.91M · min. income ≈ HK$241,404/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,356
−HK$6,827/mo
▼ 0.25% · 3.875%
HK$129,745
−HK$3,438/mo
Today · 4.125%
HK$133,183
baseline
▲ 0.50% · 4.625%
HK$140,203
+HK$7,020/mo
Deposit HK$10.67M · loan HK$24.91M · min. income ≈ HK$266,366/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,031
−HK$9,158/mo
▼ 0.25% · 3.875%
HK$150,574
−HK$4,615/mo
Today · 4.125%
HK$155,189
baseline
▲ 0.50% · 4.625%
HK$164,632
+HK$9,443/mo
Deposit HK$3.56M · loan HK$32.02M · min. income ≈ HK$310,378/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,458
−HK$8,777/mo
▼ 0.25% · 3.875%
HK$166,815
−HK$4,420/mo
Today · 4.125%
HK$171,235
baseline
▲ 0.50% · 4.625%
HK$180,261
+HK$9,026/mo
Deposit HK$3.56M · loan HK$32.02M · min. income ≈ HK$342,470/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,093 · Scale 2, in force from 26 Feb 2026)