LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,131
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,655
−HK$2,564/mo
Today · 4.125%
HK$86,219
baseline
▲ 0.50% · 4.625%
HK$91,465
+HK$5,246/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$172,438/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,512,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,257
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$92,678
−HK$2,456/mo
Today · 4.125%
HK$95,134
baseline
▲ 0.50% · 4.625%
HK$100,148
+HK$5,014/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$190,268/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,512,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,357
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$100,385
−HK$3,077/mo
Today · 4.125%
HK$103,462
baseline
▲ 0.50% · 4.625%
HK$109,758
+HK$6,296/mo
Deposit HK$14.23M · loan HK$21.35M · min. income ≈ HK$206,924/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,512,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,309
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$111,214
−HK$2,946/mo
Today · 4.125%
HK$114,160
baseline
▲ 0.50% · 4.625%
HK$120,178
+HK$6,018/mo
Deposit HK$14.23M · loan HK$21.35M · min. income ≈ HK$228,320/mo (50% DSR)
Upfront cash ≈ HK$15.74M (deposit + AVD stamp duty HK$1,512,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,583
−HK$7,123/mo
▼ 0.25% · 3.875%
HK$117,116
−HK$3,590/mo
Today · 4.125%
HK$120,706
baseline
▲ 0.50% · 4.625%
HK$128,051
+HK$7,345/mo
Deposit HK$10.67M · loan HK$24.91M · min. income ≈ HK$241,412/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,360
−HK$6,827/mo
▼ 0.25% · 3.875%
HK$129,749
−HK$3,438/mo
Today · 4.125%
HK$133,187
baseline
▲ 0.50% · 4.625%
HK$140,208
+HK$7,021/mo
Deposit HK$10.67M · loan HK$24.91M · min. income ≈ HK$266,374/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,036
−HK$9,157/mo
▼ 0.25% · 3.875%
HK$150,578
−HK$4,615/mo
Today · 4.125%
HK$155,193
baseline
▲ 0.50% · 4.625%
HK$164,637
+HK$9,444/mo
Deposit HK$3.56M · loan HK$32.02M · min. income ≈ HK$310,386/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,139 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,463
−HK$8,778/mo
▼ 0.25% · 3.875%
HK$166,820
−HK$4,421/mo
Today · 4.125%
HK$171,241
baseline
▲ 0.50% · 4.625%
HK$180,267
+HK$9,026/mo
Deposit HK$3.56M · loan HK$32.02M · min. income ≈ HK$342,482/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,139 · Scale 2, in force from 26 Feb 2026)