LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,140
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,664
−HK$2,564/mo
Today · 4.125%
HK$86,228
baseline
▲ 0.50% · 4.625%
HK$91,475
+HK$5,247/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$172,456/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,512,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,267
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$92,688
−HK$2,456/mo
Today · 4.125%
HK$95,144
baseline
▲ 0.50% · 4.625%
HK$100,159
+HK$5,015/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$190,288/mo (50% DSR)
Upfront cash ≈ HK$19.30M (deposit + AVD stamp duty HK$1,512,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,368
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$100,396
−HK$3,077/mo
Today · 4.125%
HK$103,473
baseline
▲ 0.50% · 4.625%
HK$109,769
+HK$6,296/mo
Deposit HK$14.23M · loan HK$21.35M · min. income ≈ HK$206,946/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,320
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$111,225
−HK$2,948/mo
Today · 4.125%
HK$114,173
baseline
▲ 0.50% · 4.625%
HK$120,191
+HK$6,018/mo
Deposit HK$14.23M · loan HK$21.35M · min. income ≈ HK$228,346/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,595
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$117,129
−HK$3,590/mo
Today · 4.125%
HK$120,719
baseline
▲ 0.50% · 4.625%
HK$128,064
+HK$7,345/mo
Deposit HK$10.68M · loan HK$24.91M · min. income ≈ HK$241,438/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,374
−HK$6,827/mo
▼ 0.25% · 3.875%
HK$129,763
−HK$3,438/mo
Today · 4.125%
HK$133,201
baseline
▲ 0.50% · 4.625%
HK$140,223
+HK$7,022/mo
Deposit HK$10.68M · loan HK$24.91M · min. income ≈ HK$266,402/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,051
−HK$9,159/mo
▼ 0.25% · 3.875%
HK$150,594
−HK$4,616/mo
Today · 4.125%
HK$155,210
baseline
▲ 0.50% · 4.625%
HK$164,654
+HK$9,444/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$310,420/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,301 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,481
−HK$8,778/mo
▼ 0.25% · 3.875%
HK$166,838
−HK$4,421/mo
Today · 4.125%
HK$171,259
baseline
▲ 0.50% · 4.625%
HK$180,286
+HK$9,027/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$342,518/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,301 · Scale 2, in force from 26 Feb 2026)