LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,144
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,668
−HK$2,564/mo
Today · 4.125%
HK$86,232
baseline
▲ 0.50% · 4.625%
HK$91,479
+HK$5,247/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$172,464/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,272
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$92,693
−HK$2,456/mo
Today · 4.125%
HK$95,149
baseline
▲ 0.50% · 4.625%
HK$100,164
+HK$5,015/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$190,298/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,373
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$100,401
−HK$3,078/mo
Today · 4.125%
HK$103,479
baseline
▲ 0.50% · 4.625%
HK$109,775
+HK$6,296/mo
Deposit HK$14.23M · loan HK$21.35M · min. income ≈ HK$206,958/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,326
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$111,231
−HK$2,948/mo
Today · 4.125%
HK$114,179
baseline
▲ 0.50% · 4.625%
HK$120,197
+HK$6,018/mo
Deposit HK$14.23M · loan HK$21.35M · min. income ≈ HK$228,358/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,601
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$117,135
−HK$3,590/mo
Today · 4.125%
HK$120,725
baseline
▲ 0.50% · 4.625%
HK$128,071
+HK$7,346/mo
Deposit HK$10.68M · loan HK$24.91M · min. income ≈ HK$241,450/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,380
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$129,770
−HK$3,438/mo
Today · 4.125%
HK$133,208
baseline
▲ 0.50% · 4.625%
HK$140,230
+HK$7,022/mo
Deposit HK$10.68M · loan HK$24.91M · min. income ≈ HK$266,416/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,059
−HK$9,159/mo
▼ 0.25% · 3.875%
HK$150,602
−HK$4,616/mo
Today · 4.125%
HK$155,218
baseline
▲ 0.50% · 4.625%
HK$164,663
+HK$9,445/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$310,436/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,489
−HK$8,779/mo
▼ 0.25% · 3.875%
HK$166,847
−HK$4,421/mo
Today · 4.125%
HK$171,268
baseline
▲ 0.50% · 4.625%
HK$180,296
+HK$9,028/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$342,536/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,381 · Scale 2, in force from 26 Feb 2026)