LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,145
−HK$5,088/mo
▼ 0.25% · 3.875%
HK$83,669
−HK$2,564/mo
Today · 4.125%
HK$86,233
baseline
▲ 0.50% · 4.625%
HK$91,480
+HK$5,247/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$172,466/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,273
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$92,694
−HK$2,456/mo
Today · 4.125%
HK$95,150
baseline
▲ 0.50% · 4.625%
HK$100,165
+HK$5,015/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$190,300/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,374
−HK$6,106/mo
▼ 0.25% · 3.875%
HK$100,403
−HK$3,077/mo
Today · 4.125%
HK$103,480
baseline
▲ 0.50% · 4.625%
HK$109,777
+HK$6,297/mo
Deposit HK$14.23M · loan HK$21.35M · min. income ≈ HK$206,960/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,327
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$111,233
−HK$2,947/mo
Today · 4.125%
HK$114,180
baseline
▲ 0.50% · 4.625%
HK$120,199
+HK$6,019/mo
Deposit HK$14.23M · loan HK$21.35M · min. income ≈ HK$228,360/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,603
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$117,136
−HK$3,591/mo
Today · 4.125%
HK$120,727
baseline
▲ 0.50% · 4.625%
HK$128,073
+HK$7,346/mo
Deposit HK$10.68M · loan HK$24.91M · min. income ≈ HK$241,454/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,382
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$129,771
−HK$3,439/mo
Today · 4.125%
HK$133,210
baseline
▲ 0.50% · 4.625%
HK$140,232
+HK$7,022/mo
Deposit HK$10.68M · loan HK$24.91M · min. income ≈ HK$266,420/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,061
−HK$9,159/mo
▼ 0.25% · 3.875%
HK$150,604
−HK$4,616/mo
Today · 4.125%
HK$155,220
baseline
▲ 0.50% · 4.625%
HK$164,665
+HK$9,445/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$310,440/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,491
−HK$8,779/mo
▼ 0.25% · 3.875%
HK$166,849
−HK$4,421/mo
Today · 4.125%
HK$171,270
baseline
▲ 0.50% · 4.625%
HK$180,298
+HK$9,028/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$342,540/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,399 · Scale 2, in force from 26 Feb 2026)