LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,149
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$83,674
−HK$2,564/mo
Today · 4.125%
HK$86,238
baseline
▲ 0.50% · 4.625%
HK$91,485
+HK$5,247/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$172,476/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,278
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$92,699
−HK$2,456/mo
Today · 4.125%
HK$95,155
baseline
▲ 0.50% · 4.625%
HK$100,171
+HK$5,016/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$190,310/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,379
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$100,408
−HK$3,078/mo
Today · 4.125%
HK$103,486
baseline
▲ 0.50% · 4.625%
HK$109,783
+HK$6,297/mo
Deposit HK$14.24M · loan HK$21.35M · min. income ≈ HK$206,972/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,333
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$111,239
−HK$2,947/mo
Today · 4.125%
HK$114,186
baseline
▲ 0.50% · 4.625%
HK$120,205
+HK$6,019/mo
Deposit HK$14.24M · loan HK$21.35M · min. income ≈ HK$228,372/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,609
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$117,143
−HK$3,590/mo
Today · 4.125%
HK$120,733
baseline
▲ 0.50% · 4.625%
HK$128,080
+HK$7,347/mo
Deposit HK$10.68M · loan HK$24.91M · min. income ≈ HK$241,466/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,389
−HK$6,828/mo
▼ 0.25% · 3.875%
HK$129,779
−HK$3,438/mo
Today · 4.125%
HK$133,217
baseline
▲ 0.50% · 4.625%
HK$140,239
+HK$7,022/mo
Deposit HK$10.68M · loan HK$24.91M · min. income ≈ HK$266,434/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,069
−HK$9,160/mo
▼ 0.25% · 3.875%
HK$150,612
−HK$4,617/mo
Today · 4.125%
HK$155,229
baseline
▲ 0.50% · 4.625%
HK$164,674
+HK$9,445/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$310,458/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,500
−HK$8,779/mo
▼ 0.25% · 3.875%
HK$166,858
−HK$4,421/mo
Today · 4.125%
HK$171,279
baseline
▲ 0.50% · 4.625%
HK$180,308
+HK$9,029/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$342,558/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,482 · Scale 2, in force from 26 Feb 2026)