LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,150
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$83,674
−HK$2,565/mo
Today · 4.125%
HK$86,239
baseline
▲ 0.50% · 4.625%
HK$91,486
+HK$5,247/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$172,478/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,279
−HK$4,877/mo
▼ 0.25% · 3.875%
HK$92,700
−HK$2,456/mo
Today · 4.125%
HK$95,156
baseline
▲ 0.50% · 4.625%
HK$100,172
+HK$5,016/mo
Deposit HK$17.79M · loan HK$17.79M · min. income ≈ HK$190,312/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,380
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$100,409
−HK$3,078/mo
Today · 4.125%
HK$103,487
baseline
▲ 0.50% · 4.625%
HK$109,784
+HK$6,297/mo
Deposit HK$14.24M · loan HK$21.35M · min. income ≈ HK$206,974/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,334
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$111,240
−HK$2,947/mo
Today · 4.125%
HK$114,187
baseline
▲ 0.50% · 4.625%
HK$120,206
+HK$6,019/mo
Deposit HK$14.24M · loan HK$21.35M · min. income ≈ HK$228,374/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,610
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$117,144
−HK$3,590/mo
Today · 4.125%
HK$120,734
baseline
▲ 0.50% · 4.625%
HK$128,081
+HK$7,347/mo
Deposit HK$10.68M · loan HK$24.91M · min. income ≈ HK$241,468/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,390
−HK$6,829/mo
▼ 0.25% · 3.875%
HK$129,780
−HK$3,439/mo
Today · 4.125%
HK$133,219
baseline
▲ 0.50% · 4.625%
HK$140,241
+HK$7,022/mo
Deposit HK$10.68M · loan HK$24.91M · min. income ≈ HK$266,438/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,070
−HK$9,160/mo
▼ 0.25% · 3.875%
HK$150,614
−HK$4,616/mo
Today · 4.125%
HK$155,230
baseline
▲ 0.50% · 4.625%
HK$164,675
+HK$9,445/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$310,460/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,502
−HK$8,779/mo
▼ 0.25% · 3.875%
HK$166,860
−HK$4,421/mo
Today · 4.125%
HK$171,281
baseline
▲ 0.50% · 4.625%
HK$180,309
+HK$9,028/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$342,562/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,496 · Scale 2, in force from 26 Feb 2026)