LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,162
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$83,686
−HK$2,565/mo
Today · 4.125%
HK$86,251
baseline
▲ 0.50% · 4.625%
HK$91,500
+HK$5,249/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$172,502/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,292
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$92,713
−HK$2,457/mo
Today · 4.125%
HK$95,170
baseline
▲ 0.50% · 4.625%
HK$100,186
+HK$5,016/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$190,340/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,394
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$100,424
−HK$3,078/mo
Today · 4.125%
HK$103,502
baseline
▲ 0.50% · 4.625%
HK$109,800
+HK$6,298/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$207,004/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,350
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$111,256
−HK$2,948/mo
Today · 4.125%
HK$114,204
baseline
▲ 0.50% · 4.625%
HK$120,224
+HK$6,020/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$228,408/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,627
−HK$7,125/mo
▼ 0.25% · 3.875%
HK$117,161
−HK$3,591/mo
Today · 4.125%
HK$120,752
baseline
▲ 0.50% · 4.625%
HK$128,099
+HK$7,347/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$241,504/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,408
−HK$6,830/mo
▼ 0.25% · 3.875%
HK$129,799
−HK$3,439/mo
Today · 4.125%
HK$133,238
baseline
▲ 0.50% · 4.625%
HK$140,261
+HK$7,023/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$266,476/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,091
−HK$9,162/mo
▼ 0.25% · 3.875%
HK$150,636
−HK$4,617/mo
Today · 4.125%
HK$155,253
baseline
▲ 0.50% · 4.625%
HK$164,699
+HK$9,446/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$310,506/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,525
−HK$8,781/mo
▼ 0.25% · 3.875%
HK$166,884
−HK$4,422/mo
Today · 4.125%
HK$171,306
baseline
▲ 0.50% · 4.625%
HK$180,336
+HK$9,030/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$342,612/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,716 · Scale 2, in force from 26 Feb 2026)