LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,163
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$83,688
−HK$2,565/mo
Today · 4.125%
HK$86,253
baseline
▲ 0.50% · 4.625%
HK$91,501
+HK$5,248/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$172,506/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,293
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$92,715
−HK$2,456/mo
Today · 4.125%
HK$95,171
baseline
▲ 0.50% · 4.625%
HK$100,188
+HK$5,017/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$190,342/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,396
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$100,425
−HK$3,078/mo
Today · 4.125%
HK$103,503
baseline
▲ 0.50% · 4.625%
HK$109,801
+HK$6,298/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$207,006/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,352
−HK$5,853/mo
▼ 0.25% · 3.875%
HK$111,258
−HK$2,947/mo
Today · 4.125%
HK$114,205
baseline
▲ 0.50% · 4.625%
HK$120,225
+HK$6,020/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$228,410/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,628
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$117,163
−HK$3,591/mo
Today · 4.125%
HK$120,754
baseline
▲ 0.50% · 4.625%
HK$128,101
+HK$7,347/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$241,508/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,410
−HK$6,830/mo
▼ 0.25% · 3.875%
HK$129,800
−HK$3,440/mo
Today · 4.125%
HK$133,240
baseline
▲ 0.50% · 4.625%
HK$140,263
+HK$7,023/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$266,480/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,093
−HK$9,162/mo
▼ 0.25% · 3.875%
HK$150,638
−HK$4,617/mo
Today · 4.125%
HK$155,255
baseline
▲ 0.50% · 4.625%
HK$164,702
+HK$9,447/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$310,510/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,527
−HK$8,781/mo
▼ 0.25% · 3.875%
HK$166,886
−HK$4,422/mo
Today · 4.125%
HK$171,308
baseline
▲ 0.50% · 4.625%
HK$180,338
+HK$9,030/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$342,616/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,736 · Scale 2, in force from 26 Feb 2026)