LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,164
−HK$5,089/mo
▼ 0.25% · 3.875%
HK$83,688
−HK$2,565/mo
Today · 4.125%
HK$86,253
baseline
▲ 0.50% · 4.625%
HK$91,502
+HK$5,249/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$172,506/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,294
−HK$4,878/mo
▼ 0.25% · 3.875%
HK$92,715
−HK$2,457/mo
Today · 4.125%
HK$95,172
baseline
▲ 0.50% · 4.625%
HK$100,189
+HK$5,017/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$190,344/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,396
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$100,426
−HK$3,078/mo
Today · 4.125%
HK$103,504
baseline
▲ 0.50% · 4.625%
HK$109,802
+HK$6,298/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$207,008/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,352
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$111,258
−HK$2,948/mo
Today · 4.125%
HK$114,206
baseline
▲ 0.50% · 4.625%
HK$120,226
+HK$6,020/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$228,412/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,629
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$117,163
−HK$3,592/mo
Today · 4.125%
HK$120,755
baseline
▲ 0.50% · 4.625%
HK$128,102
+HK$7,347/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$241,510/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,411
−HK$6,830/mo
▼ 0.25% · 3.875%
HK$129,801
−HK$3,440/mo
Today · 4.125%
HK$133,241
baseline
▲ 0.50% · 4.625%
HK$140,264
+HK$7,023/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$266,482/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,094
−HK$9,162/mo
▼ 0.25% · 3.875%
HK$150,639
−HK$4,617/mo
Today · 4.125%
HK$155,256
baseline
▲ 0.50% · 4.625%
HK$164,703
+HK$9,447/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$310,512/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,529
−HK$8,780/mo
▼ 0.25% · 3.875%
HK$166,888
−HK$4,421/mo
Today · 4.125%
HK$171,309
baseline
▲ 0.50% · 4.625%
HK$180,339
+HK$9,030/mo
Deposit HK$3.56M · loan HK$32.03M · min. income ≈ HK$342,618/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,748 · Scale 2, in force from 26 Feb 2026)