LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,168
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$83,693
−HK$2,565/mo
Today · 4.125%
HK$86,258
baseline
▲ 0.50% · 4.625%
HK$91,507
+HK$5,249/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$172,516/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,299
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,721
−HK$2,457/mo
Today · 4.125%
HK$95,178
baseline
▲ 0.50% · 4.625%
HK$100,195
+HK$5,017/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$190,356/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,402
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$100,432
−HK$3,078/mo
Today · 4.125%
HK$103,510
baseline
▲ 0.50% · 4.625%
HK$109,808
+HK$6,298/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$207,020/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,359
−HK$5,854/mo
▼ 0.25% · 3.875%
HK$111,265
−HK$2,948/mo
Today · 4.125%
HK$114,213
baseline
▲ 0.50% · 4.625%
HK$120,233
+HK$6,020/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$228,426/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,636
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$117,170
−HK$3,592/mo
Today · 4.125%
HK$120,762
baseline
▲ 0.50% · 4.625%
HK$128,110
+HK$7,348/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$241,524/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,419
−HK$6,830/mo
▼ 0.25% · 3.875%
HK$129,809
−HK$3,440/mo
Today · 4.125%
HK$133,249
baseline
▲ 0.50% · 4.625%
HK$140,272
+HK$7,023/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$266,498/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,103
−HK$9,162/mo
▼ 0.25% · 3.875%
HK$150,648
−HK$4,617/mo
Today · 4.125%
HK$155,265
baseline
▲ 0.50% · 4.625%
HK$164,713
+HK$9,448/mo
Deposit HK$3.56M · loan HK$32.04M · min. income ≈ HK$310,530/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,538
−HK$8,782/mo
▼ 0.25% · 3.875%
HK$166,897
−HK$4,423/mo
Today · 4.125%
HK$171,320
baseline
▲ 0.50% · 4.625%
HK$180,350
+HK$9,030/mo
Deposit HK$3.56M · loan HK$32.04M · min. income ≈ HK$342,640/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,837 · Scale 2, in force from 26 Feb 2026)