LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,175
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$83,700
−HK$2,565/mo
Today · 4.125%
HK$86,265
baseline
▲ 0.50% · 4.625%
HK$91,514
+HK$5,249/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$172,530/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,306
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,728
−HK$2,457/mo
Today · 4.125%
HK$95,185
baseline
▲ 0.50% · 4.625%
HK$100,202
+HK$5,017/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$190,370/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,512,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,410
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$100,440
−HK$3,078/mo
Today · 4.125%
HK$103,518
baseline
▲ 0.50% · 4.625%
HK$109,817
+HK$6,299/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$207,036/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,367
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$111,274
−HK$2,948/mo
Today · 4.125%
HK$114,222
baseline
▲ 0.50% · 4.625%
HK$120,243
+HK$6,021/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$228,444/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,512,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,645
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$117,180
−HK$3,591/mo
Today · 4.125%
HK$120,771
baseline
▲ 0.50% · 4.625%
HK$128,120
+HK$7,349/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$241,542/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,428
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$129,819
−HK$3,440/mo
Today · 4.125%
HK$133,259
baseline
▲ 0.50% · 4.625%
HK$140,283
+HK$7,024/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$266,518/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,512,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,114
−HK$9,163/mo
▼ 0.25% · 3.875%
HK$150,659
−HK$4,618/mo
Today · 4.125%
HK$155,277
baseline
▲ 0.50% · 4.625%
HK$164,725
+HK$9,448/mo
Deposit HK$3.56M · loan HK$32.04M · min. income ≈ HK$310,554/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,551
−HK$8,782/mo
▼ 0.25% · 3.875%
HK$166,910
−HK$4,423/mo
Today · 4.125%
HK$171,333
baseline
▲ 0.50% · 4.625%
HK$180,364
+HK$9,031/mo
Deposit HK$3.56M · loan HK$32.04M · min. income ≈ HK$342,666/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,512,955 · Scale 2, in force from 26 Feb 2026)