LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,181
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$83,706
−HK$2,565/mo
Today · 4.125%
HK$86,271
baseline
▲ 0.50% · 4.625%
HK$91,521
+HK$5,250/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$172,542/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,513,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,313
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,735
−HK$2,457/mo
Today · 4.125%
HK$95,192
baseline
▲ 0.50% · 4.625%
HK$100,210
+HK$5,018/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$190,384/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,513,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,417
−HK$6,109/mo
▼ 0.25% · 3.875%
HK$100,447
−HK$3,079/mo
Today · 4.125%
HK$103,526
baseline
▲ 0.50% · 4.625%
HK$109,825
+HK$6,299/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$207,052/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,513,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,375
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$111,282
−HK$2,948/mo
Today · 4.125%
HK$114,230
baseline
▲ 0.50% · 4.625%
HK$120,251
+HK$6,021/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$228,460/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,513,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,653
−HK$7,127/mo
▼ 0.25% · 3.875%
HK$117,188
−HK$3,592/mo
Today · 4.125%
HK$120,780
baseline
▲ 0.50% · 4.625%
HK$128,129
+HK$7,349/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$241,560/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,513,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,438
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$129,829
−HK$3,440/mo
Today · 4.125%
HK$133,269
baseline
▲ 0.50% · 4.625%
HK$140,293
+HK$7,024/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$266,538/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,513,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,125
−HK$9,163/mo
▼ 0.25% · 3.875%
HK$150,670
−HK$4,618/mo
Today · 4.125%
HK$155,288
baseline
▲ 0.50% · 4.625%
HK$164,737
+HK$9,449/mo
Deposit HK$3.56M · loan HK$32.04M · min. income ≈ HK$310,576/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,563
−HK$8,782/mo
▼ 0.25% · 3.875%
HK$166,922
−HK$4,423/mo
Today · 4.125%
HK$171,345
baseline
▲ 0.50% · 4.625%
HK$180,377
+HK$9,032/mo
Deposit HK$3.56M · loan HK$32.04M · min. income ≈ HK$342,690/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,064 · Scale 2, in force from 26 Feb 2026)