LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,181
−HK$5,091/mo
▼ 0.25% · 3.875%
HK$83,706
−HK$2,566/mo
Today · 4.125%
HK$86,272
baseline
▲ 0.50% · 4.625%
HK$91,521
+HK$5,249/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$172,544/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,513,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,313
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,735
−HK$2,457/mo
Today · 4.125%
HK$95,192
baseline
▲ 0.50% · 4.625%
HK$100,210
+HK$5,018/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$190,384/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,513,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,417
−HK$6,109/mo
▼ 0.25% · 3.875%
HK$100,447
−HK$3,079/mo
Today · 4.125%
HK$103,526
baseline
▲ 0.50% · 4.625%
HK$109,825
+HK$6,299/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$207,052/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,513,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,375
−HK$5,856/mo
▼ 0.25% · 3.875%
HK$111,282
−HK$2,949/mo
Today · 4.125%
HK$114,231
baseline
▲ 0.50% · 4.625%
HK$120,252
+HK$6,021/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$228,462/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,513,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,653
−HK$7,127/mo
▼ 0.25% · 3.875%
HK$117,188
−HK$3,592/mo
Today · 4.125%
HK$120,780
baseline
▲ 0.50% · 4.625%
HK$128,129
+HK$7,349/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$241,560/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,513,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,438
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$129,829
−HK$3,440/mo
Today · 4.125%
HK$133,269
baseline
▲ 0.50% · 4.625%
HK$140,294
+HK$7,025/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$266,538/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,513,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,125
−HK$9,164/mo
▼ 0.25% · 3.875%
HK$150,671
−HK$4,618/mo
Today · 4.125%
HK$155,289
baseline
▲ 0.50% · 4.625%
HK$164,738
+HK$9,449/mo
Deposit HK$3.56M · loan HK$32.04M · min. income ≈ HK$310,578/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,069 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,563
−HK$8,783/mo
▼ 0.25% · 3.875%
HK$166,923
−HK$4,423/mo
Today · 4.125%
HK$171,346
baseline
▲ 0.50% · 4.625%
HK$180,378
+HK$9,032/mo
Deposit HK$3.56M · loan HK$32.04M · min. income ≈ HK$342,692/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,069 · Scale 2, in force from 26 Feb 2026)