LTV · monthly repayment
▼ 0.50% · 3.625%
HK$81,183
−HK$5,090/mo
▼ 0.25% · 3.875%
HK$83,708
−HK$2,565/mo
Today · 4.125%
HK$86,273
baseline
▲ 0.50% · 4.625%
HK$91,523
+HK$5,250/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$172,546/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,513,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,315
−HK$4,879/mo
▼ 0.25% · 3.875%
HK$92,737
−HK$2,457/mo
Today · 4.125%
HK$95,194
baseline
▲ 0.50% · 4.625%
HK$100,212
+HK$5,018/mo
Deposit HK$17.80M · loan HK$17.80M · min. income ≈ HK$190,388/mo (50% DSR)
Upfront cash ≈ HK$19.31M (deposit + AVD stamp duty HK$1,513,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,419
−HK$6,109/mo
▼ 0.25% · 3.875%
HK$100,449
−HK$3,079/mo
Today · 4.125%
HK$103,528
baseline
▲ 0.50% · 4.625%
HK$109,827
+HK$6,299/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$207,056/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,513,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$108,378
−HK$5,855/mo
▼ 0.25% · 3.875%
HK$111,284
−HK$2,949/mo
Today · 4.125%
HK$114,233
baseline
▲ 0.50% · 4.625%
HK$120,254
+HK$6,021/mo
Deposit HK$14.24M · loan HK$21.36M · min. income ≈ HK$228,466/mo (50% DSR)
Upfront cash ≈ HK$15.75M (deposit + AVD stamp duty HK$1,513,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,656
−HK$7,127/mo
▼ 0.25% · 3.875%
HK$117,191
−HK$3,592/mo
Today · 4.125%
HK$120,783
baseline
▲ 0.50% · 4.625%
HK$128,132
+HK$7,349/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$241,566/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,513,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$126,441
−HK$6,831/mo
▼ 0.25% · 3.875%
HK$129,832
−HK$3,440/mo
Today · 4.125%
HK$133,272
baseline
▲ 0.50% · 4.625%
HK$140,297
+HK$7,025/mo
Deposit HK$10.68M · loan HK$24.92M · min. income ≈ HK$266,544/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,513,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,129
−HK$9,163/mo
▼ 0.25% · 3.875%
HK$150,674
−HK$4,618/mo
Today · 4.125%
HK$155,292
baseline
▲ 0.50% · 4.625%
HK$164,741
+HK$9,449/mo
Deposit HK$3.56M · loan HK$32.04M · min. income ≈ HK$310,584/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,567
−HK$8,782/mo
▼ 0.25% · 3.875%
HK$166,926
−HK$4,423/mo
Today · 4.125%
HK$171,349
baseline
▲ 0.50% · 4.625%
HK$180,382
+HK$9,033/mo
Deposit HK$3.56M · loan HK$32.04M · min. income ≈ HK$342,698/mo (50% DSR)
Upfront cash ≈ HK$5.07M (deposit + AVD stamp duty HK$1,513,101 · Scale 2, in force from 26 Feb 2026)